Impound Car
Insurance

Temporary compound insurance allows you to release your car quickly and easily

Why choose our impound car insurance?

  • 1 The cover you need to release your car from the impound
  • 2 30 days cover (legal minimum length required for release)
  • 3 Immediate cover. Save on impound storage fees

What is impound insurance?

Having your vehicle impounded can be expensive. You have to prove it’s insured for at least 30 days in order to get it back – no matter what the offence.

Our impound insurance, sometimes referred to as compound insurance, will help get your car back on the road quickly and legally with a quote in under 2 minutes.

How do I get my car back when it’s been seized?

When a car is seized by the police for having no insurance or another offence, it’s important to get the right insurance to release it. Ensure you have proof that you are the registered legal owner of the vehicle.

Standard insurance policies may not cover impound release but Tempcover’s special 30-day compound release insurance has everything you need.

Benefits of our impounded car insurance

It's specialised

Our standard temporary insurance policies don't cover the release of impounded vehicles as they only last for 28 days. Our special 30-day impound insurance gives you what you need to get back on the road.

It's fast

If you fail to reclaim your vehicle or fail to show the correct documents within 14 days, your vehicle can be disposed of. In such time-sensitive situations, getting specialised temporary insurance for impounded vehicles is the ideal way to get back your car.

It's cost-effective

The sooner you get insurance for your impounded car, the less that you'll have to pay for storage fees. Our process is simple and straightforward, with quotes available in under 2 minutes – helping you to save time and money.

It's flexible

Unsure what to do with your vehicle after recovering it? Since our impounded car insurance policies last for 30 days, you'll have the freedom to do whatever you want with your car – whether that's selling it, declaring it SORN or taking it back on the road.

For more information on how we can help you get temporary car insurance, get in touch with us seven days a week!

How much is impound insurance?

There are many car impound charges to consider:

  • Storage fees from approximately £20 per day (prices vary)
  • According to gov.uk, a release fee of £160 for cars and motorcycles and up to £700 for other vehicles
  • Compound insurance to drive the vehicle – around £507* (prices vary)

The price of impound insurance will depend on factors including history, experience and type of vehicle.

*Based on Tempcover data as of 24 September 2024.

Why was my car seized?

Cars can be seized, clamped or removed for many reasons, from drivers being caught without a valid licence to being parked illegally. If you fail to reclaim your vehicle or show the correct documents within 14 days, your vehicle can be disposed of.

What does impound car insurance cover?

Tempcover’s impound insurance is third-party only:

What's covered?

  • Releasing your vehicle from the impound
  • Social, Domestic & Pleasure driving for the period of 30 days
  • Damages to any third-party vehicles
  • Driving in the UK

What's not covered?

  • Additional drivers – we can only cover the driver named on the policy who must be the owner of the impounded car
  • Commuting, business use, or hire or reward driving
  • Car modifications
  • Exporting the car

Tempcover works with a panel of insurers to provide you with compound car insurance cover. As such, full details of cover may differ depending on your insurer.

Since our impound car insurance policies last for 30 days, you’ll have the freedom to do whatever you want with your car once it’s recovered – whether that’s selling it, declaring it SORN or taking it back on the road.

Before buying, please double-check the policy wording.

Am I eligible for an hourly car insurance policy?

Like all temporary policies from Tempcover, 1-hour car insurance is available to a wide range of drivers. Having sold millions of temporary car insurance policies, we’re confident that most drivers can get cover with us.

To get impound vehicle insurance, you must…

  • Be 19-80 years old.
  • Be the current legal owner of the vehicle.
  • Have held a UK or NI driving licence for a minimum of 6 months with no more than 3 points (if you’re aged 19-25) or 6 points (if you’re aged 26-79) plus no more than 1 claim that was deemed to be your fault in the last 3 years.
  • Have no criminal convictions.
  • Not had a previous policy of insurance declared void by an insurer.

To get impound vehicle insurance, the car must…

  • Be owned by the policyholder.
  • Not have been modified.
  • Have no more than 7 seats in total.
  • Be right-hand drive only.
  • Be registered in Great Britain, Northern Ireland or Isle of Man.

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.

How to get temporary insurance for your impounded car

1. Check you’re eligible

Look at the criteria above to make sure you're eligible for a policy.

2. Get a quick quote

Enter details including your car reg number and driver details. Please note impound cover is different to Tempcover’s temporary car insurance.

3. Check your quote

Make sure you're happy with your quote. Check the details and read the declaration.

4. Get covered

Buy your policy and we'll email your documents so you can release your car.

One-day insurance for every situation

Simple, flexible car insurance that's right for you

The details you will need:

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  • The car's reg number
  • Your details (name, address, D.O.B etc)
  • Your licence type and how long you've held it
  • The value of the vehicle
  • Your email/phone number (to send policy documents)
  • When you'd like the policy to start and end

How much does one-day insurance cost?

A single-day car insurance policy can often be an affordable option. The price you’re quoted will be based on the information you provide insurers. This information includes your location and where the car is kept overnight, the car’s mileage, and the car type.

You’ll also need to tell us your driving history. Any previous convictions or claims will impact the cost of your temporary car insurance policy. The final cost of one-day car insurance can depend on the “risk” you pose. Insurers calculate how likely you are to have an accident – and your premium is priced accordingly.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

Temporary impounded car insurance FAQs

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If everything I did failed - which it doesn't, it actually succeeds - just the fact that I'm willing to fail is an inspiration. People are so scared to lose that they don't even try. Like, one thing people can't say is that I'm not trying, and I'm not trying my hardest, and I'm not trying to do the best way I know how.

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