Temporary Car Insurance

Get temporary car insurance quotes in under 2 minutes

To get started, tell us the reg of the car or van you want cover for

I don't know the reg yet

Can we guess how long you need cover for?

1 DAY

2 DAYS

1 WEEK

Maybe not, choose your own duration

HOURS

DAYS

WEEKS

What is temporary car insurance?

What is temporary car insurance? Temporary car insurance is short-term cover that’s available from as little as one hour up to 28 days – perfect for when you need to borrow a car, pick up a new vehicle or share a long drive.

There are no long-term contracts, meaning you don’t have to worry about adjusting existing cover or adding another name to a current policy.

You can take out insurance quickly and easily with Tempcover. We’ll compare prices from our panel of insurers and get a quote to you in under two minutes, so you’ll be fully covered and on the road in no time.

Benefits of our temporary car insurance

It’s flexible

Choose temporary insurance that suits your needs – plus, no long-term contracts to worry about.

It's cost effective

Save money by only paying for what you need with a short-term policy.

It's fast

Getting a temporary car insurance quote is super-quick. It takes under 2 minutes online or with a few taps in the Tempcover app.

No impact on NCD

A big no claims discount can take years to build. Claiming with short-term car insurance won't impact NCD!

For more information on how we can help you get temporary car insurance, get in touch with us seven days a week!

How does temporary car insurance work?

Whether you’re borrowing a car for a few hours or sharing the drive for a weekend away, you can find a temporary car insurance policy that suits you. Here’s how:

Check you're eligible

Make sure you meet our criteria before you get a quote.

Tell us the vehicle's reg

Let us know the car registration and its value. We'll also need to know who the owner is.

Tell us about you

You'll be asked for some personal information, including your name, address and date of birth. Have your driving licence details to hand. We'll also need contact information so we can send your policy documents to you.

Check your quote

Let us know the start and end dates for your cover and we'll check for the best prices against all our insurance providers.

Pay

Once you've checked that you're getting the right level of short-term insurance, follow the payment procedure and you'll be covered immediately.

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Saul Goodman

CEO & Founder

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Designer

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Store Owner

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Freelancer

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Why use our temporary car insurance?

Borrowing a car

Just need a car for a short journey? One-day insurance or something for a quick journey, like hourly car insurance, could be the perfect fit.

Using a car for longer

Need the car for a few weeks? We have short-term car insurance for students and a policy for young drivers, helping you get covered when you need it so you can save money.

Buying or selling a car

When looking to change your car, if you only need a few hours', days' or weeks' insurance, save money by only paying for the time you need with short-term car insurance.

Long journey car sharing

Get the highest level of cover available and the peace of mind that there’s no impact on your existing no claims discount.

Driving on holiday (the UK and abroad)

You can get temporary car insurance if you're doing a road trip around the UK.

In an emergency

Get insured quickly so you can get to where you need to be.

What does temporary insurance cover?

With fully comprehensive cover as standard on temporary car insurance, you’re covered for any damage to yourself, the car, and/or any third parties involved in an accident.

What's covered with short-term car insurance?

Fully comprehensive insurance on policies from 1 hour to 28 days
Accidental and malicious damage to your car
Cover for injury or damage to another person or their property
Driving in the UK
In some instances driving in the EU with the third-party or equivariant level

What’s optional with short-term car insurance?

Legal Expenses Cover providing up to £100,000 cover for legal costs including uninsured loss recovery for accidents that are not your fault
Excess Reduction Cover, reducing your policy excess to as close as £100 as possible

What's not covered with short-term car insurance?

The excess you agreed to pay
Release from an impound (unless you buy a specific temporary impounded vehicle policy)
Additional drivers – we can only cover the driver named on the policy
A sole claim or separate cover for broken/damaged glass including the windscreen

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is covered in your policy.

Need more information on how you can get the short-term car insurance to suit your circumstances? Simply get in touch with the team. Alternatively, get a quote in under 2 minutes.

Am I eligible for temporary car insurance?

To get temporary car insurance, you must

Be aged 17-78 years old.
Hold a full UK or EU driving licence with no more than 7 points in the last 3 years.
Have been a permanent UK resident for the last 12 months or be a British expatriate.
Have no criminal convictions.
Not had a previous policy of insurance declared void by an insurer.

To get temporary car insurance, your car must

Be valued between £1,500 and £65,000.
Be taxed and in a roadworthy condition with a valid MOT.
Not be modified in any way except if designed to aid disabled drivers.
Be a right-hand drive car with no more than 8 seats.
Not be declared SORN.

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.

How to get our temporary car insurance

1. Check you’re eligible

Simply check whether you are eligible against our criteria listed above

2. Get a quick quote

Just enter a few details such as the reg number and how long you need to be insured for

3. Check your quote

Confirm you’re happy with your quote and take the time to check the declaration

4. Get covered

Buy your policy and we’ll email all your documents to you straight away – that’s it you’re covered!

One-day van insurance to suit you

The details you will need:

The van's reg number
Your details (name, address, D.O.B etc)
Your licence type and how long you've held it

The value of the vehicle
Your email/phone number (to send policy documents)
When you'd like the policy to start and end

Temporary car insurance calculator

Get your price estimate

Please select a duration below

1 Hour 1 Day 1 Week

It couldn't be simpler to get a short term insurance policy.

You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!

The price for your selected duration is from:

£13.05

Prices based on the average price 19,765 policies for the displayed durations (January 2023)

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

Temporary car insurance FAQs

We’re not always in the position that we want to be at. We’re constantly growing. We’re constantly making mistakes. We’re constantly trying to express ourselves and actualize our dreams. If you have the opportunity to play this game of life you need to appreciate every moment. A lot of people don’t appreciate the moment until it’s passed.

It really matters and then like it really doesn’t matter. What matters is the people who are sparked by it. And the people who are like offended by it, it doesn’t matter. Because it's about motivating the doers. Because I’m here to follow my dreams and inspire other people to follow their dreams, too. We’re not always in the position that we want to be at. We’re constantly growing. We’re constantly making mistakes. We’re constantly trying to express ourselves and actualize our dreams. If you have the opportunity to play this game of life you need to appreciate every moment. A lot of people don’t appreciate the moment until it’s passed.

The time is now for it to be okay to be great. People in this world shun people for being great. For being a bright color. For standing out. But the time is now to be okay to be the greatest you. Would you believe in what you believe in, if you were the only one who believed it? If everything I did failed - which it doesn't, it actually succeeds - just the fact that I'm willing to fail is an inspiration. People are so scared to lose that they don't even try. Like, one thing people can't say is that I'm not trying, and I'm not trying my hardest, and I'm not trying to do the best way I know how.

I always felt like I could do anything. That’s the main thing people are controlled by! Thoughts- their perception of themselves! They're slowed down by their perception of themselves. If you're taught you can’t do anything, you won’t do anything. I was taught I could do everything.
If everything I did failed - which it doesn't, it actually succeeds - just the fact that I'm willing to fail is an inspiration. People are so scared to lose that they don't even try. Like, one thing people can't say is that I'm not trying, and I'm not trying my hardest, and I'm not trying to do the best way I know how.

There’s nothing I really wanted to do in life that I wasn’t able to get good at. That’s my skill. I’m not really specifically talented at anything except for the ability to learn. That’s what I do. That’s what I’m here for. Don’t be afraid to be wrong because you can’t learn anything from a compliment. I always felt like I could do anything. That’s the main thing people are controlled by! Thoughts- their perception of themselves! They're slowed down by their perception of themselves. If you're taught you can’t do anything, you won’t do anything. I was taught I could do everything.