What is short-term motorcycle insurance?

There’s nothing like hitting the open road on your motorbike. But while getting on two wheels might offer an abundance of freedom, you need to make sure you’re protected and on the right side of the law first.

Temporary motorbike insurance is a flexible and affordable solution for riders who only need cover for a short period of time. With a temporary policy, you’re covered for the time you want, from one day to one week.

Unlike an annual policy, paying for just 1-day bike insurance or one-week motorbike insurance means you get value for money, as you only pay for the insurance you actually want. Unless you plan to use the bike regularly over the next 12 months, yearly insurance just isn’t worth the expense.

Whether you’re borrowing a friend’s or have a classic bike you only ride occasionally, this means it’s often the best option for getting cover that works around you.

Why might I need temporary motorbike insurance?

There are lots of scenarios where short-term motorcycle insurance can come in handy, including:

• When borrowing a bike – borrowing a friend or family member’s motorcycle is a great way of staying on the road if your ride is in for a service or repairs. If you don’t want to impact any existing policy or No Claims Discount, choose temporary motorbike insurance for separate, standalone, impact-free cover.
• When you’re test riding a bike – it’s important to remember that while on a test ride, you still need to be properly insured. If you just want cover for a few days, you can get it with short term motorbike insurance without signing up for unnecessary long-term cover.
• When you’re collecting your new motorbike – Once you’ve done the test ride – you’ll want to pick it up as soon as possible. But if you haven’t arranged on-going insurance, you won’t be able to drive away on your new wheels. Take the time to find the right cover going forward and still ride your bike home with temp motorbike insurance.
• In an emergency – Anything can happen when you’re riding a bike, so if you need to hop onto another one quickly, choose temporary bike insurance and get the right insurance in minutes. Your cover can begin straight away, and your documents are emailed instantly so you can be on the road without delay.

Why choose short term motorbike cover over an annual policy?

For many riders, getting on a bike is an occasional event. Perhaps you own a classic motorcycle that you only ride when the weather’s good, or you might just want to borrow a friends bike for the weekend.

If you’re an occasional rider, getting back on the bike each spring, then annual cover might not be the best option for you.

With short term motorcycle insurance, you don’t have to worry about what happens if you have an accident because the cover is comprehensive. It doesn’t matter if the bike is yours or someone else’s with a short term policy, everyone is covered if the worst should happen.

Temporary motorcycle insurance is the best way to get comprehensive motorbike cover for a bike you don’t own or need to insure temporarily.

Remember – even if you’re borrowing a bike or using one occasionally, be careful with how you store the bike as this will impact the price of your insurance. Bike storage will impact how much you pay for your bike insurance, so make sure you’re storing your bike securely, even if you’re just using it for a day or two.

How do I get short term motorcycle insurance?

Getting short term motorcycle insurance is really quick and easy and takes just 2 minutes. Just follow these 3 simple steps:

 Enter a few details about yourself and the bike you want to ride

Confirm you’re happy with the price and details of your policy

Pay for your policy and get your documents emailed instantly

That’s it. And when your short term motorbike insurance policy expires; we’ll just send you a little reminder in case you need another policy. If you do, it’s just the same simple process every time.